:root{
  --ink:#0b0d0c;
  --paper:#f4f3ed;
  --paper2:#ebeae2;
  --lime:#55f06b;
  --lime2:#45e3a3;
  --muted:#676d68;
  --line:rgba(11,13,12,.14);
  --white:#fff;
  --radius:24px;
  --shadow:0 24px 80px rgba(0,0,0,.12);
  --max:1200px
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;background:var(--paper);color:var(--ink);
  font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;
  line-height:1.5;-webkit-font-smoothing:antialiased
}
a{color:inherit;text-decoration:none}
button,input,textarea,select{font:inherit}
img{max-width:100%;height:auto}
.shell{width:min(calc(100% - 40px),var(--max));margin:auto}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.topbar{background:var(--ink);color:#dfe4df;border-bottom:1px solid rgba(255,255,255,.1);font-size:12px;letter-spacing:.09em;text-transform:uppercase}
.topbar .shell{display:flex;justify-content:space-between;gap:20px;padding:10px 0}
.topbar span:last-child{color:var(--lime)}
.site-header{position:sticky;top:0;z-index:50;background:rgba(244,243,237,.93);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.nav{height:78px;display:flex;align-items:center;gap:28px;justify-content:space-between}
.logo{display:inline-flex;align-items:center;gap:9px;font-weight:850;letter-spacing:-.045em;font-size:24px;white-space:nowrap}
.logo-mark{display:inline-block;background:linear-gradient(115deg,#63f783,#45e3a3);padding:4px 18px 5px 14px;border-radius:5px 14px 14px 5px;transform:skew(-9deg);color:#fff}
.logo-mark span{display:block;transform:skew(9deg)}
nav{display:flex;align-items:center;gap:21px;font-size:13px;font-weight:720}
nav a{padding:28px 0 23px;position:relative}
nav a:after{content:"";position:absolute;height:2px;left:0;right:100%;bottom:17px;background:var(--ink);transition:.2s}
nav a:hover:after,nav a.active:after{right:0}
.nav-cta,.btn{display:inline-flex;justify-content:center;align-items:center;gap:9px;border:1px solid var(--ink);border-radius:999px;padding:12px 18px;font-weight:800;transition:.2s;cursor:pointer;background:transparent}
.nav-cta,.btn.dark{background:var(--ink);color:#fff}
.btn.lime{background:var(--lime);border-color:var(--lime);color:var(--ink)}
.btn:hover,.nav-cta:hover{transform:translateY(-2px)}
.menu{display:none;border:0;background:none;font-size:24px;color:var(--ink)}
.hero{min-height:720px;padding:72px 0 54px;display:grid;align-items:center;position:relative;overflow:hidden}
.hero:before{content:"";position:absolute;width:560px;height:560px;border:1px solid rgba(11,13,12,.08);border-radius:50%;right:-140px;top:65px;box-shadow:0 0 0 80px rgba(11,13,12,.025),0 0 0 160px rgba(11,13,12,.02)}
.hero-grid{display:grid;grid-template-columns:1.2fr .8fr;gap:66px;align-items:end}
.kicker{display:flex;align-items:center;gap:10px;font-size:12px;font-weight:850;letter-spacing:.14em;text-transform:uppercase;margin-bottom:20px}
.kicker:before{content:"";width:34px;height:2px;background:var(--lime)}
h1{font-size:clamp(58px,8vw,112px);line-height:.89;letter-spacing:-.07em;margin:0 0 28px;max-width:1000px}
h1 em{font-style:normal;color:transparent;-webkit-text-stroke:1.5px var(--ink)}
.hero-copy{font-size:20px;max-width:720px;color:#3f443f;margin:0 0 28px}
.actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-card{background:var(--ink);color:#fff;padding:26px;border-radius:var(--radius);box-shadow:var(--shadow);position:relative;overflow:hidden}
.hero-card:after{content:"";position:absolute;width:220px;height:220px;border-radius:50%;background:var(--lime);filter:blur(70px);opacity:.22;right:-80px;bottom:-80px}
.eyebrow{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:#aeb7ae}
.hero-card h2{font-size:26px;line-height:1.1;margin:9px 0 20px;letter-spacing:-.03em}
.choice{display:flex;flex-direction:column;gap:9px;position:relative;z-index:1}
.choice button{width:100%;text-align:left;border:1px solid rgba(255,255,255,.14);background:rgba(255,255,255,.04);color:#fff;border-radius:14px;padding:15px 16px;display:flex;justify-content:space-between;cursor:pointer}
.choice button:hover,.choice button.active{border-color:var(--lime);background:rgba(85,240,107,.08)}
.choice-result{margin-top:16px;padding-top:16px;border-top:1px solid rgba(255,255,255,.12);color:#cbd0cb;font-size:14px;min-height:64px}
.metric-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:rgba(255,255,255,.25)}
.metrics{display:grid;grid-template-columns:repeat(4,1fr)}
.metric{padding:23px 20px;border-right:1px solid var(--line)}
.metric:last-child{border-right:0}
.metric strong{display:block;font-size:28px;letter-spacing:-.03em}
.metric span{font-size:12px;text-transform:uppercase;letter-spacing:.1em;color:#676b67}
.section{padding:105px 0}
.section.dark{background:var(--ink);color:#fff}
.section.alt{background:var(--paper2)}
.section-head{display:grid;grid-template-columns:.72fr 1.28fr;gap:58px;margin-bottom:52px;align-items:start}
.section-head h2,.inner-hero h1{font-size:clamp(42px,5.6vw,76px);line-height:.94;letter-spacing:-.056em;margin:0}
.section-head p{font-size:18px;color:#555b56;max-width:700px;margin:8px 0 0}
.dark .section-head p{color:#aeb6ae}
.services{display:grid;grid-template-columns:1fr 1fr;gap:18px}
.service{border:1px solid var(--line);border-radius:var(--radius);padding:32px;min-height:390px;display:flex;flex-direction:column;justify-content:space-between;background:rgba(255,255,255,.3);transition:.25s}
.service:hover{transform:translateY(-4px);background:#fff;box-shadow:0 24px 60px rgba(0,0,0,.08)}
.num{font-size:12px;letter-spacing:.12em;text-transform:uppercase;color:#777}
.service h3{font-size:36px;line-height:1.02;letter-spacing:-.045em;margin:18px 0 14px}
.service p,.card p,.copy p,.prose p{color:#5b605b;margin:0}
.tags{display:flex;gap:8px;flex-wrap:wrap;margin-top:26px}
.tag{border:1px solid var(--line);border-radius:999px;padding:7px 10px;font-size:12px}
.flow{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.15);border:1px solid rgba(255,255,255,.15)}
.step{background:var(--ink);padding:36px;min-height:280px}
.stepno{width:38px;height:38px;border-radius:50%;background:var(--lime);color:var(--ink);display:grid;place-items:center;font-weight:900}
.step h3{font-size:28px;letter-spacing:-.035em;margin:42px 0 10px}
.step p{color:#adb5ae;margin:0}
.risk-wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:18px}
.risk-main{background:var(--lime);padding:44px;border-radius:var(--radius);min-height:500px;display:flex;flex-direction:column;justify-content:space-between}
.risk-main h2{font-size:clamp(46px,6vw,76px);line-height:.92;letter-spacing:-.055em;margin:0;max-width:680px}
.risk-main p{font-size:18px;max-width:600px}
.risk-side{display:grid;gap:18px}
.panel,.card{border:1px solid var(--line);border-radius:var(--radius);padding:30px;background:#fff}
.panel h3,.card h3{font-size:24px;margin:0 0 10px;letter-spacing:-.03em}
.coverage{display:grid;grid-template-columns:.9fr 1.1fr;gap:44px;align-items:center}
.cover-art{aspect-ratio:1.25/1;border-radius:var(--radius);background:var(--ink);position:relative;overflow:hidden;box-shadow:var(--shadow)}
.cover-art:before,.cover-art:after{content:"";position:absolute;border:1px solid rgba(255,255,255,.14);border-radius:50%}
.cover-art:before{inset:13% -10%}.cover-art:after{inset:-12% 17%}
.cover-label{position:absolute;inset:auto 24px 24px 24px;color:#fff;display:flex;justify-content:space-between;z-index:2}
.cover-label strong{font-size:28px}
.pin{position:absolute;width:12px;height:12px;background:var(--lime);border-radius:50%;box-shadow:0 0 0 8px rgba(85,240,107,.12)}
.pin.a{left:34%;top:34%}.pin.b{left:59%;top:51%}.pin.c{left:47%;top:67%}
.copy h2{font-size:clamp(42px,5vw,68px);line-height:.95;letter-spacing:-.055em;margin:0 0 22px}
.bullets{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:26px}
.bullet{padding:15px;border-top:1px solid var(--line);font-weight:760}
.bullet span{color:#7b807b;font-weight:500;display:block;font-size:13px;margin-top:4px}
.cta-band{padding:34px 0;background:var(--lime)}
.cta-band .shell{display:flex;justify-content:space-between;align-items:center;gap:20px}
.cta-band strong{font-size:clamp(24px,3vw,40px);letter-spacing:-.04em}
.inner-hero{padding:88px 0 70px;border-bottom:1px solid var(--line)}
.inner-hero .kicker{margin-bottom:18px}
.inner-hero h1{max-width:980px}
.inner-hero p{font-size:20px;max-width:780px;color:#4d534e;margin:26px 0 0}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{min-height:240px}
.card .mini{font-size:12px;text-transform:uppercase;letter-spacing:.11em;color:#777;margin-bottom:45px}
.card.link{cursor:pointer;transition:.25s}
.card.link:hover{transform:translateY(-4px);box-shadow:0 24px 60px rgba(0,0,0,.08)}
.card a.stretched{font-weight:800;display:inline-block;margin-top:18px;border-bottom:1px solid currentColor}
.band-dark{background:var(--ink);color:#fff;padding:84px 0}
.band-dark .copy p{color:#aeb6ae}
.band-dark .copy h2{max-width:820px}
.prose{max-width:840px}
.prose h2{font-size:clamp(34px,4vw,54px);line-height:1;letter-spacing:-.045em;margin:0 0 18px}
.prose h3{font-size:25px;letter-spacing:-.03em;margin:38px 0 10px}
.prose p+p{margin-top:16px}
.checklist{display:grid;gap:10px;margin-top:28px}
.check{display:grid;grid-template-columns:26px 1fr;gap:10px;padding:14px 0;border-top:1px solid var(--line)}
.check b{color:#24883a}
.contact{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px}
.contact h2{font-size:clamp(48px,6vw,82px);line-height:.92;letter-spacing:-.06em;margin:0 0 22px}
.contact aside p{font-size:18px;color:#59605a}
.email{font-weight:800;border-bottom:2px solid var(--lime)}
form{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field{display:flex;flex-direction:column;gap:7px}
.field.full{grid-column:1/-1}
label{font-size:12px;text-transform:uppercase;letter-spacing:.1em;font-weight:800}
input,textarea,select{width:100%;border:1px solid var(--line);background:#fff;border-radius:14px;padding:15px 16px;outline:none}
input:focus,textarea:focus,select:focus{border-color:#55c967;box-shadow:0 0 0 3px rgba(85,240,107,.18)}
textarea{min-height:150px;resize:vertical}
.note{font-size:12px;color:#757a75;grid-column:1/-1}
.form-status{display:none;grid-column:1/-1;border-radius:14px;padding:14px 16px;font-size:14px}
.form-status.show{display:block}
.form-status.success{background:#e6f8e8;border:1px solid #95d49d}
.form-status.error{background:#fff0ed;border:1px solid #e2a79c}
.hp{position:absolute!important;left:-9999px!important;width:1px!important;height:1px!important;overflow:hidden!important}
footer{background:var(--ink);color:#fff;padding:48px 0 24px}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:34px;padding-bottom:48px}
.footer-grid p{color:#9da69e;max-width:520px}
.footer-col strong{display:block;margin-bottom:12px}
.footer-col a{display:block;color:#b9c0ba;padding:4px 0;font-size:14px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);padding-top:20px;color:#858d86;font-size:12px;display:flex;justify-content:space-between;gap:15px}
.mobile-cta{display:none}
.not-found{min-height:70vh;display:grid;place-items:center;text-align:center}
.not-found h1{font-size:clamp(72px,14vw,180px);margin-bottom:12px}
@media(max-width:980px){
  nav{display:none;position:absolute;left:20px;right:20px;top:78px;background:var(--paper);padding:22px;border:1px solid var(--line);border-radius:18px;flex-direction:column;align-items:flex-start;box-shadow:var(--shadow)}
  nav.open{display:flex}
  nav a{padding:5px 0}
  .menu{display:block}
  .nav-cta{display:none}
  .hero-grid,.section-head,.risk-wrap,.coverage,.contact{grid-template-columns:1fr}
  .services,.grid3{grid-template-columns:1fr}
  .flow{grid-template-columns:1fr}
  .step{min-height:215px}
  .metrics{grid-template-columns:1fr 1fr}
  .metric:nth-child(2){border-right:0}
  .metric:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .footer-grid{grid-template-columns:1fr 1fr}
  .footer-grid>:first-child{grid-column:1/-1}
  .mobile-cta{display:block;position:fixed;z-index:55;left:16px;right:16px;bottom:14px;background:var(--lime);border:1px solid var(--ink);border-radius:999px;padding:15px;text-align:center;font-weight:900;box-shadow:0 12px 35px rgba(0,0,0,.2)}
  body{padding-bottom:68px}
}
@media(max-width:580px){
  .shell{width:min(calc(100% - 28px),var(--max))}
  .topbar .shell{justify-content:center}
  .topbar span:first-child{display:none}
  .nav{height:68px}
  .logo{font-size:20px}
  .logo-mark{padding:3px 13px}
  .hero{min-height:auto;padding-top:56px}
  h1{font-size:58px}
  .hero-copy{font-size:17px}
  .metrics{grid-template-columns:1fr}
  .metric{border-right:0;border-bottom:1px solid var(--line)!important}
  .metric:last-child{border-bottom:0!important}
  .section{padding:78px 0}
  .services,.grid2,.bullets,form{grid-template-columns:1fr}
  .field.full,.note,.form-status{grid-column:1}
  .risk-main{min-height:430px;padding:28px}
  .cta-band .shell{align-items:flex-start;flex-direction:column}
  .footer-grid{grid-template-columns:1fr}
  .footer-grid>:first-child{grid-column:auto}
  .footer-bottom{flex-direction:column}
}